Get Cash Now for
Future Payments
Qualify and Receive Cash Today. If you receive future payments and want options for a lump sum, 1800MyMoney helps connect you with companies that may offer financial products and services.
How selling future payments works
If you receive future payments, you may be able to sell some or all of them in exchange for a lump sum. Providers typically evaluate your payment schedule, the source of the payments, and any legal requirements.
1) Review your payment stream
Share the type of payments you receive and the amount you want. Providers may request documentation.
2) Compare options
Depending on eligibility, you may receive offer options for partial or full purchase.
3) Complete any required steps
Some transactions (like structured settlements) may require additional approvals under applicable law.
Why people choose a lump sum
Many people explore cash options to pay down high-interest debt, cover living expenses, fund a move, handle medical bills, or start a business. A provider can walk you through the tradeoffs so you can decide what’s right for you.
Tip: If you don’t need to sell everything, ask about a partial purchase so you can keep some future payments while receiving cash now.
Frequently asked questions
Can I sell only part of my future payments?
Yes. Many providers offer partial purchases, allowing you to keep some payments while receiving a lump sum for others. Availability depends on your payment schedule and applicable law.
Do structured settlement sales require court approval?
In many cases, yes. Structured settlement transfers often require a court review to ensure the transaction is in the seller’s best interest. A provider can explain the process in your state.
How quickly can I receive cash?
Timing varies by asset type and state requirements. Some transactions can move quickly, while structured settlement transfers may take longer due to court steps.
What types of future payments qualify?
Commonly eligible streams include structured settlements, annuities, lottery payments, and certain oil & mineral rights royalties. Eligibility depends on your payment terms and provider criteria.
Talk to someone about your options
The fastest way to get started is to call. We’ll help connect you with an appropriate provider or marketing partner who can discuss next steps.